Overview of MM2H, SEZ, SFZ, MM2H Sabah, and Sarawak

Malaysia’s MM2H, SEZ, and SFZ initiatives cater to diverse needs, from long-term residency to dynamic business opportunities. Whether you’re an individual seeking cultural immersion or a business ready to expand, Malaysia offers a gateway to growth, adventure, and an unmatched lifestyle.

Malaysia My Second Home (MM2H):

Established in 2002, the MM2H program welcomes global citizens looking for long-term residency in Malaysia. Applicants include retirees, entrepreneurs, and professionals who meet the financial criteria. Eligibility requires proof of liquid assets and offshore income. Benefits include a 10-year renewable visa, tax exemptions on foreign income, access to Malaysia’s affordable cost of living, and a high-quality lifestyle.

Who Can Apply?
Individuals aged 35 and above with sufficient financial means, including retirees, entrepreneurs, and professionals seeking a long-term stay in Malaysia. 
REQUIREMENTS

Special Financial Zones (SFZ):

Johor, a pivotal economic hub in Malaysia, is driving significant development through two key initiatives: the Forest City Special Financial Zone (SFZ) and the Johor-Singapore Special Economic Zone (SEZ). These zones are strategically designed to bolster Johor's economic prominence, leveraging its close proximity to Singapore and its growing infrastructure to attract investment and promote sustainable growth.

The Forest City SFZ primarily focuses on attracting global financial institutions, technology firms, and green economy players by offering competitive tax incentives and simplified regulatory frameworks. Positioned near Singapore, this SFZ is tailored to appeal to companies looking for an alternative base in Southeast Asia. It also emphasizes sustainability, integrating eco-friendly infrastructure and smart city technologies to create a forward-looking economic and residential environment.

In contrast, the Johor-Singapore SEZ emphasizes cross-border collaboration between Malaysia and Singapore. This initiative seeks to strengthen economic ties by facilitating industrial development, enhancing investment flows, and creating new trade opportunities. It is designed to attract businesses that benefit from proximity to both countries, particularly in manufacturing, logistics, and services.
REQUIREMENTS

Sabah MM2H

The Sabah MM2H program, launched in July 2024, offers foreign nationals a 10-year residency in the beautiful state of Sabah. This program is open to retirees, entrepreneurs, and those seeking a peaceful, long-term stay in the Borneo region. Pass holders can enjoy the natural beauty, diverse culture, and tranquil lifestyle that Sabah has to offer. However, it is important to note that Sabah MM2H pass holders are not permitted to work in Malaysia. If you're looking to experience Sabah's rich environment and culture, this program is perfect for you.
REQUIREMENTS

Sarawak MM2H

The Sarawak MM2H program, established in 2021, is available to foreign nationals wishing to live in Sarawak. This program is open to retirees, professionals, and investors who want to enjoy the region’s rich culture, lush landscapes, and unique lifestyle. Applicants can apply online via the S-MM2H platform, where agent representatives can also submit the application on their behalf. Once approved, pass holders will be able to immerse themselves in Sarawak's natural beauty while living comfortably in one of Malaysia’s most culturally vibrant states.

Key Differences Between MM2H, SEZ, SFZ & Sabah Sarawak MM2H Programs:

COVERAGE AREAS

  • The National MM2H program is valid across Peninsular Malaysia, while S-MM2H is specific to Sarawak and Sabah-MM2H is exclusive to Sabah.

  • The JS-SEZ (Johor-Singapore Special Economic Zone) covers the cross-border zone between Johor, Malaysia, and Singapore, aimed at facilitating smoother trade and travel.

  • The Forest City Special Financial Zone (SFZ) is located in Iskandar Puteri, Johor, and is focused on attracting international investment with specialized financial incentives.

  • For both SEZ and SFZ, participants in the MM2H program must purchase properties directly from developers within these zones, ensuring that investments align with local development plans.

Financial Flexibility:

  • Both Sarawak and Sabah MM2H programs generally offer more flexible financial requirements compared to the national MM2H, providing ease for applicants.
  • The JS-SEZ and SFZ offer tax incentives and relaxed visa regulations to attract global businesses and investors, making it an ideal choice for entrepreneurs and professionals seeking opportunities in Malaysia's economic hubs.

Unique Benefits:

  • The National MM2H program offers a broad array of lifestyle benefits across Peninsular Malaysia, while S-MM2H and Sabah-MM2H provide region-specific benefits in Sarawak and Sabah respectively, including access to unique cultures and environments.
  • The JS-SEZ aims to enhance cross-border trade and investment between Malaysia and Singapore, while the SFZ focuses on fostering a business-friendly environment with high incentives for foreign investors and companies in Iskandar Puteri, Johor.
  • SEZ and SFZ specifically focus on property investments within their designated zones, ensuring investment is concentrated within key economic zones.

Applications for the MM2H program are only accepted through authorized and licensed tourism operators. This approach ensures a seamless process with proper guidance, compliance with all requirements, and accurate documentation. Direct or walk-in submissions are not allowed under the current regulations.

Get in touch 

Get our expert help to guide you through your application for the Malaysia My Second Home (MM2H) program. From visa applications to residency support, we guide you every step of the way. Whether you’re looking for a 5, 10, or 20-year visa, we’re here to help you settle in Malaysia with ease. Let us make your dream of living in Malaysia come true with our friendly and personalized MM2H services.
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